Why do pet businesses need insurance?
Today, the services pet businesses provide are a necessity for pet owners. Whether they offer grooming or dog training services, their client’s expectations are high, as they require their companion to be well cared for. Though it’s the business’ job to assist animals, that doesn’t guarantee they’ll always be successful. That is why regardless of skill, there will always be risk associated with this sector, meaning there will always be a possibility of being held financially liable if an accident were to occur.
If a pet business were to own or rent their own business location, then legally, they would be required to possess both professional liability insurance and general liability insurance. Though this obligation depends on the person’s residence, it is typically needed almost everywhere to be permitted to work legally. Additionally, the business owner may also purchase these forms of insurance to ensure they will not be financially liable if a mistake or accident were to occur at their hands or an employee.
Depending on the type of pet business, it may be part of their service to provide their clients with professional advice regarding various pet products, training or techniques that they can use. However, if a client felt their recommendations were inaccurate, harmful, or costly to them in any way, then the business owner may be vulnerable to a lawsuit. In this case, possessing a form of professional liability insurance would protect them from the legal fees needed to defend themselves against these claims, regardless of their accuracy.